Don't let foreclosure take your Miami home away from you. We can close in as little as 7 days and help you move forward with cash in hand, even if you're behind on payments.
Once we buy your Miami home, the foreclosure process stops completely. You walk away with cash instead of losing everything to the bank.
Hurricane damage, mold, or worn-out AC systems don't matter to us. We buy Miami homes as-is, so you don't have to spend money you don't have on fixes.
Miami foreclosure cases can drag on, but we can close in just 7 days. This means you can sell and move on before the stress gets worse or the court date arrives.
Yes, you can sell your home at any point before the foreclosure sale date. In Miami-Dade County, you typically have several months after the foreclosure starts. We can close quickly to help you beat that deadline.
We pay off your existing mortgage as part of the closing process. If there's money left over after paying the mortgage and closing costs, that cash goes to you. If you owe more than the home is worth, we can discuss options.
We can close in as little as 7 days since we pay cash and don't need bank financing. This is much faster than listing with a realtor, which could take months you might not have.
No, there are no realtor commissions when you sell directly to iOffer Homes. We also cover all closing costs, so you keep more money in your pocket during this difficult time.
Yes, selling your home is much better for your credit than going through foreclosure. A foreclosure stays on your credit report for seven years, while selling your home helps you avoid that major negative mark.
Florida uses a judicial foreclosure process. Here is how the clock runs for Miami homeowners:
| Lis pendens filed | Court case begins; you are served |
| Court process | Motions, judgment, then sale scheduling |
| Total timeline | Typically 8–14 months |
Florida foreclosures are slow — but that is a trap. Interest, legal fees, and costs stack onto your loan balance every month, eating the equity you could walk away with. The earlier you sell, the more you keep.
Typical ranges, not guarantees — timelines vary by county and lender. This is general information, not legal advice. See the full state-by-state foreclosure guide.
Dealing with foreclosure? We can help. Get a fair cash offer today.
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